Safety & trust
Your money, your family,protected.
FLUX5 is not a bank and never holds your money. We make private loans between people official, secure and transparent, layer by layer.
- AES-256
- Encryption
- PSD2
- Regulated payments
- AFM
- Notified + legal opinion
Every loan protected, end to end
Layers of protection
Every layer, always on.
Four independent layers protect every loan on FLUX5. Tap a layer to see what it does.
How FLUX5 protects you
Multiple layers of security around every loan.
Encryption everywhere
All data is encrypted in transit and at rest, on servers in the EU.
Legally binding agreements
Every loan is documented in a written contract that meets Belastingdienst requirements, enforceable, not a pinky promise.
PSD2 bank connections
Payments move through regulated PSD2 connections. We never see your bank credentials.
You always know the other side
FLUX5 loans happen between people who know each other, family, friends, verified members.
Automatic repayment tracking
Monthly debits with reminders and a live timeline. Missed payments surface immediately.
Dutch registered company
FLUX5 B.V., KvK 97160385, Amsterdam. GDPR compliant, EU data residency.
Safety questions, answered
The things people check before trusting us with family money.
Get the app
Protection you can check from your pocket.
Contracts, payments and reminders, all in one app. Download FLUX5 and lend with confidence.