Safety & trust
FLUX5 is not a bank. The platform helps people document and track private loans; the agreement, configured providers and actual conduct determine the legal, payment and tax outcomes.
- Encrypted
- Data protection
- Direct
- Account-to-account payments
- KvK 97160385
- Dutch registered
Loan records, layer by layer
Records and platform controls
Controls you can verify.
The platform combines documented terms, managed infrastructure and payment records. Tap a layer to see its role and limits.
How FLUX5 protects you
Multiple layers of security around every loan.
Encryption everywhere
All data is encrypted in transit and at rest, on servers in the EU.
Documented agreements
Each loan records the terms accepted by both parties. Enforceability and tax treatment still depend on the agreement, applicable law and the facts of the situation.
Payment provider connections
Where a payment provider is configured, payments can move between the parties’ bank accounts. Provider and bank records remain the evidence of each transfer.
You always know the other side
FLUX5 is designed for private loans between people who already know each other, such as family and friends.
Repayment records and reminders
Monthly debits with reminders and a live timeline. Missed payments surface immediately.
Dutch registered company
FLUX5 B.V., KvK 97160385, Amsterdam. GDPR compliant, EU data residency.
Safety questions, answered
The things people check before trusting us with family money.
Get the app
Loan records you can check from your pocket.
Keep terms, payment records and reminders together, then verify important legal and tax questions for your situation.
Loan on track
€10,000